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Its all good man.
Your English is very good. Best of luck with the insurance companies.
Try consumerist.com, they love stuff like this.
Your grammar is better than most peoples’. To be honest, I think you’re doing the right thing. This guy sounds like a stubborn bastard and it’s his fault for the damage, but I couldn’t be bothered taking it this far.
Just a friendly reminder to put a thought-provoking question in your title, as per the rules in the sidebar. This is an experimental bot, so it might get things wrong – sorry if it did, but next time please try and get a question mark in.