When do you think you will be able to retire?

In the United States? Not ever. Certainly not comfortably. The costs of living are skyrocketing in the United States as wage stagnation and increasing prices for goods and services mean that the money in your wallet buys less and less each year. Medical costs do not seem to be decreasing, housing in any place that isn't bumfuck nowhere, a ghetto, or is reasonably nice with anything interesting to do is expensive. I'm actually hoping the Latin American countries can stabilize, or at least become more developed. I predict costs of living will be much, much lower, and I can just leave the country in my older years for cheap, healthy food that's locally grown, cheap doctors who will do house calls, housing that costs nothing, and maybe a few housekeepers who come by occasionally to do chores. And the cost of all that would likely be the same, or lower, as living in a residential home and having some bitchy CNA in spongebob scrubs do a half assed job.